Our list of the best personal finance software includes free and paid options to suit a variety of financial goals. So take a look and get your finances in order in no time. Having been around for several decades, Quicken is one of the most established personal finance software on the market.
You can use the software to manage various aspects of your financial life from budget creation to debt tracking, savings goals, and even investment coaching.
The software features Excel exporting, which allows you to manipulate and perform additional calculations on your data. One of the more advanced features includes bill paying, which allows you to set up payments for your bills right from the software. You can even use it to track the value of your assets to have an accurate calculation of your total net worth. The app is robust enough to manage both your personal and business expenses and even handles property management functions like rental payments from tenants.
Mint is one of the most popular budgeting and expense tracking tools. You can have the software pull in your bank and credit card information to analyze your spending and pinpoint areas where you can cut back to improve your finances.
For more accountability, Mint allows you to set up alerts for things like due dates and low balances to keep you on track. These features help you avoid expensive fees on late payments and overdrafts from your bank account. Mint is free to download and use on iOS and Android devices, as well as desktop. As you create your budget and manage your daily finances, the software provides you with tutorials that will help you tackle some of the tougher financial topics.
The software automatically links to your bank account, integrating your spending information for analysis and budgeting tracking. The traditional envelope budgeting system helps you stick to a budget by using envelopes to manage your money. Choose the financial goals that are most important to you, then add your bank accounts and set your income.
You can try Mvelopes free for 30 days , too, before deciding which plan is right for you. Entering your tax information is fairly simple—you can import your W-2 information from your employer or take a picture of it and the software will transfer the information into the form.
The most basic version lets you file your federal and state return for free if all you use is form with no attached schedules. Paid versions of TurboTax include a feature to help you uncover deductions you may not have known were available to you. While you can use TurboTax on the web, you can also download the software to your device for added security. The investment software provides personalized recommendations to help you diversify your portfolio, which you can follow or not follow as you see fit.
FutureAdvisor manages the assets you transfer into the account for a flat annual fee of 0. When you transfer your assets into the account, FutureAdvisor works to consolidate them into accounts with its partners, Fidelity or TD Ameritrade. Personal Capital allows you to manage all your financial accounts in a single platform. You can include your bank accounts, mortgage, and other credit accounts, plus your investment accounts, to have your complete financial picture right in front of you.
If you have multiple accounts—as most of us do these days—using Personal Capital can save you from having to switch between multiple screens to understand where you stand. The core software is free, but there may be fees for additional features. Tiller Money lets you see all your money in one place by automatically updating your checking, credit card, loan, investment, and other account data into a customizable Google Sheet or Excel template.
What does a budgeting tool do? How do you create a budget? Learn More. Information about Google Sheets has been collected independently by Select and has not been reviewed or provided by Google Sheets prior to publication. Cost Free. Gmail account users can access a variety of free budgeting templates to help get started. Users manually input their expenses, but some budgeting templates offer preset categories. Offered on web browser and smartphone devices.
See our methodology , terms apply. Pros Free to use with your Gmail account Google Sheets can be accessed from anywhere via the mobile app Templates help users navigate making a budget Hands-on approach forces users to really think about each transaction they make Third-party add-on software available on some templates to import your banking transaction data Security features include Google server protection.
Cons Requires users to manually input transactions and other data, unless third-party add-on software is available with template Offers so many different budgeting templates that it may be overwhelming to choose the best one for you. View More. Information about Mint has been collected independently by CNBC and has not been reviewed or provided by Mint prior to publication. Shows income, expenses, savings goals, credit score, investments, net worth. Verisign scanning, multi-factor authentication and Touch ID mobile access.
Pros Free to use Syncs to your bank accounts and credit cards Users can create savings goals, track investments Customized alerts when over budget, for large transactions, ATM fees, etc. Bill payment reminders Credit monitoring service Offers blog and education tools, such as a loan repayment calculator Security features include Verisign scanning, multi-factor authentication and Touch ID mobile access.
Cons Some user reviews complain of ads, glitches in app, expenses assigned to wrong category. Information about Goodbudget has been collected independently by CNBC and has not been reviewed or provided by Goodbudget prior to publication. No, users manually create "envelopes" and input their transactions. Security features include bit bank grade encryption in a secure data center.
On Personal Capital's secure site. Cost App is free, but users have option to add investment management services for 0. A budgeting app and investment tool that tracks both your spending and your wealth.
Yes, bank and credit cards, as well as IRAs, k s, mortgages and loans. Data encryption, fraud protection and strong user authentication. Pros Free to use Includes money-tracking dashboard, plus a net-worth tracker as well as a breakdown of your investment portfolio Offers free investing tools, such as a retirement planner, education planner and fee analyzer to check portfolio fees Syncs to your bank accounts and credit cards as well as other financial accounts Offers Daily Capital blog for financial planning tips Security features include data encryption, fraud protection and strong user authentication.
Cons Budgeting features aren't as comprehensive as other apps Investment management services come with cost. Information about GnuCash has been collected independently by Select and has not been reviewed or provided by GnuCash prior to publication. Allows users to import their bank account information. Pros Free to use Compatible with most computers Good accounting option for startups and small businesses with limited budgets Offers helpful data visualization of your budget with graphs and reports Available in multiple languages and tracks multiple currencies Website offers an extensive FAQ section for user support Users can create recurring transactions and set reminders when things are due Finder tool allows users to easily search for specific transactions Security features include not being an online, cloud-based program.
Cons Double-entry accounting method used may be more helpful for small business owners versus individuals trying to manage a budget Desktop software interface looks outdated. Making a budget can be done in as little as five steps: Calculate your net income: First, find out how much money you make each month your cash inflow. She blogs at heyfreelancer. Debt repayment programs and information. Consolidation without a loan. Learn about the nonprofit debt relief option that can help save time and money on your credit card debts.
Confidential advice from NFCC-certified counselors. Featured Service. Housing concerns are on the rise. If you need help, our HUD-certified counselors are here for you. Free educational resources from our money experts. Featured Blog Post. Federal student loan payments will resume soon. Here's how to prepare. Log in. Blogging for Change. The following is presented for information purposes only.
Marcus by Goldman Sachs The popular Clarity Money app was recently closed down, but many of its best features have been moved over to the Marcus app. Wally Want to get granular about your budgeting? Personal Capital While Personal Capital is primarily known as a digital wealth management firm, it has a free money management tool. Professional Budget Advice.
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